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COVID-19 Useful Links

Employment Insurance – Available now

  • The one-week waiting period is waived for new claimants who are quarantined and a medical certificate is not required to apply. Qualification for EI will still be on a case-by-case basis, taking into account regional rates of employment and the number of hours worked in the past 52 weeks.

Apply here. After applying, call the government's toll-free number at 1-833-381-2725, or teletypewriter at 1-800-529-3742 to have the one-week waiting period waived.

Canada Emergency Response Benefit – Available early April

Passing of emergency legislation Bill C-13 on March 25 created the Canada Emergency Response Benefit, combining the two previously announced Emergency Care Benefit and Emergency Support Benefit.

The benefit provides a taxable benefit of $2,000 a month for up to 4 months to:

  • workers who must stop working due to COVID-19 and do not have access to paid leave or other income support.
  • workers who are sick, quarantined, or taking care of someone who is sick with COVID-19.
  • working parents who must stay home without pay to care for children that are sick or need additional care because of school and daycare closures.
  • workers who still have their employment but are not being paid because there is currently not sufficient work and their employer has asked them not to come to work.
  • wage earners and self-employed individuals, including contract workers, who would not otherwise be eligible for Employment Insurance.
Apply through the Canada Revenue Agency when available.

Canada Child Benefit (CCB) – Available now

  • The Government is proposing to increase the maximum annual Canada Child Benefit (CCB) payment amounts, for the 2019-20 benefit year, by $300 per child.

No application required.

Goods and Services Tax Credit – Available in May 2020

  • The Government is proposing to provide a one-time special payment through the Goods and Services Tax credit (GSTC). The average boost to income for those benefitting from this measure will be close to $400 for single individuals and close to $600 for couples.
Taxes – Available now

  • The Canada Revenue Agency will defer the filing deadline for the 2019 tax returns of individuals, including certain trusts, and businesses.
  • For individuals, the filing deadline will be extended until June 1, 2020. The deadline to pay off any outstanding balances interest-free will also be extended, to July 31.
  • For trusts having a taxation year ending on December 31, 2019, the return filing due date will be deferred until May 1, 2020.
  • Businesses will also have more time to pay their taxes without paying any interest or penalties. The new deadline will be July 31 to pay any corporate taxes or make any scheduled instalment payments that would otherwise be due starting Wednesday.
  • The Canada Revenue Agency will not contact any small or medium (SME) businesses to initiate any post assessment GST/HST or Income Tax audits for the next four weeks.
  • For the vast majority of businesses, the Canada Revenue Agency will temporarily suspend audit interaction with taxpayers and representatives.

No application required

Mortgage Default Management Tools – Available now

  • The Canada Mortgage and Housing Corporation (CMHC) and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty. The Government, through CMHC, is providing increased flexibility for homeowners facing financial difficulties to defer mortgage payments on homeowner CMHC-insured mortgage loans. CMHC will permit lenders to allow payment deferral beginning immediately.

See the CMHC website for COVID-19 updates.

Wage Subsidies – Availability to be determined

  • The Government announced an up to 75 per cent wage subsidy for qualifying businesses, for up to 3 months, retroactive to March 15, 2020. This will help businesses to keep and return workers to the payroll.
  • More details on eligibility criteria will start with the impact of COVID-19 on sales, and will be shared shortly.
Business Credit Availability Program (BCAP) – Available now

  • The Business Credit Availability Program (BCAP) will allow the Business Development Bank of Canada (BDC) and Export Development Canada (EDC) to provide more than $10 billion of additional support, largely targeted to small and medium-sized businesses.
  • Businesses seeking support through BCAP should first contact their financial institutions for an assessment of their situation. Financial institutions will refer to EDC and BDC their existing clients whose needs extend beyond what is available through the private sector alone. Existing BDC clients should reach out to their account manager for additional information.
See here for more information on the Business Credit Availability Program

 

oTHER uSEFUL lINKS


Government of Canada - COVID-19 page

The World Health Organization (The WHO) - 
Coronavirus page